Services - Dapoli Urban Bank

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Here is a list of services we provide to our esteemed customers.
With the strong yet friendly support by 'National Payment Corporation of India' (NPCI) we are proud to announce oursef as the leading bank in Konkan.
Point of Sale (POS) refers to the location where a customer makes a payment for goods or services. It typically involves a physical or digital system that processes transactions, accepting payments through various methods like credit cards or mobile payments. POS systems help businesses streamline sales, inventory management, and customer interactions.

E-commerce, or electronic commerce, is the buying and selling of goods and services over the internet. It involves online transactions, electronic payments, and digital platforms, enabling businesses and consumers to engage in commerce without physical presence. E-commerce has transformed global markets, convenient accessibility, and a wide array of products and services.

RTGS (Real Time Gross Settlement) and NEFT (National Electronic Funds Transfer) are electronic payment systems in India facilitating swift fund transfers between banks. UPI (Unified Payments Interface) is a real-time payment system enabling instant transactions via mobile devices. All three play crucial roles in enhancing the efficiency of digital financial transactions.

RuPay is an Indian domestic debit card network, offering electronic payment solutions. Introduced by the National Payments Corporation of India (NPCI), RuPay provides a cost-effective alternative to international card networks. Widely accepted across ATMs and merchant outlets in India, it promotes financial inclusion and supports the government's push for a cashless economy.

Unified Payments Interface (UPI) is an Indian real-time payment system that enables instant fund transfers between bank accounts through mobile devices. Developed by the National Payments Corporation of India (NPCI), UPI simplifies transactions by allowing users to link multiple bank accounts to a single mobile app, revolutionising digital payments and fostering financial inclusion.

National Automated Clearing House (NACH) is an electronic funds transfer system in India that facilitates bulk, repetitive transactions, such as salary credits, pensions, and utility bill payments. It automates the clearing and settlement process, enhancing the efficiency of electronic transactions and reducing manual intervention in the banking system.

Cheque Truncation System (CTS) is a technology-driven process in banking that eliminates the physical movement of cheques. It allows for the electronic clearing and settlement of cheques, reducing processing time and the risk of fraud. CTS enhances efficiency and security in cheque processing, benefiting both banks and customers.

Automated Teller Machines (ATMs) in banks provide convenient 24/7 access to financial services. Users can withdraw cash, check balances, transfer funds, and more. ATMs reduce the need for in-branch transactions, offering a quick and accessible way for customers to manage their accounts and conduct financial transactions on-the-go.

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